Money is a rather strange and incomprehensible thing for most aliens. It would seem that the money was invented by people to facilitate interaction and cooperation, but any coin has two sides and even gurt. In the process of writing this essay, I will try to understand, at least for myself, how to deal with the money.

I think the examples should be as close to life as possible. Mentally processed and edited, but still no princesses or dragon treasures. So, let's consider an ordinary man who is shortening his life in a rocking chair by the fireplace (no), stroking a bear, somewhere in the middle of Russia (Moscow, for simplicity, will not be Russia here). This ordinary man gets his usual salary at a regular job, which, in turn, destroys most of the life of an ordinary man. Normal wages are not enough for a lot of things, because normal utility payments are unusually high compared to salaries and can take a third or more of the money for a regular employee's salary. And now, on the remnants of the usual money received by blood and sweat, the average person must live a month. The problem is that we have already inevitably spent part of the money on an integral part of life - home. Well, let it not count. But can a person, a very ordinary person, save money so that it does not depreciate faster than it accumulates? Unfortunately, as I am told by the experience of an ordinary person in a "normal" country, this is difficult to achieve. Usually, people here borrow money instead of putting it off for a poor old age. Normal reality has killed my essay. I'm sorry. Now we are idealizing a little: an ordinary person has money to save. Here! Space of life. Opportunities for different ways of this very life. And here everything will be guided by the goals pursued by an ordinary person. An individual accustomed to living one day will not save money, no matter how much it is. A person who is furiously thirsty for something (requiring capital) will, of course, save money. Hmm, I had a strange example. But it is true, isn't it? 

Well, it's time to do a conclusion, because this essay has come to an end. But I'm afraid I haven't got an answer to the question "What's better?" As I have already written, everything depends very much on the person, on his goals, desires and possibilities. Character and temperament. Personally for me, I think global goals, as well as global spending, are more attractive. They have a certain flavor of saturation and excitement. I hope I have not gone too far into the "sharpness of the angles".